$5.00/month · Cancel anytime

What if your rent built your credit?
Now it does.

Your rent is probably your biggest monthly payment — and the one payment history nobody was keeping. Every on-time payment is verified against your bank and recorded to credit-bureau standard, ready the day reporting begins.

How it works

Available in Ontario, British Columbia, Alberta, Manitoba, Yukon, Northwest Territories, and Nunavut.

Plain pricing

$5.00/month CAD

Cancel anytime. Add up to 12 months of past rent — one-time $39.

Three steps. No landlord signature needed.

01

Link your bank securely

We detect your rent payments automatically through a secure, read-only bank connection. Takes minutes — your landlord doesn't need to sign anything.

02

We verify and record

Each on-time payment is verified against your bank and recorded to credit-bureau standard — real payments, verified, never self-declared.

03

Your rent history becomes an asset

Your rent history is yours to keep: a verified proof-of-rent letter and an annual rent-receipt PDF, exportable any time.

About credit-bureau reporting

Credit-bureau reporting has not started yet. We are working through a Canadian credit bureau's evaluation and onboarding process, and reporting will activate when that process completes. Every verified month you build now — including months recorded before activation — is included when reporting begins. We will email you the day your reporting is active.

Consent-first, always

You're in control. Always.

  • You enrol yourself — your landlord can't enrol you.
  • You're warned before any late payment is recorded, with a cure window to fix it first.
  • Cancel anytime — and the vault stays yours.
Made for the people credit forgot

Years of perfect payments, finally on the record.

  • Students — start a payment history before you need one.
  • Newcomers to Canada — your rent becomes your first Canadian payment record.
  • Long-time renters — the payments you've always made, working for you.