No surprises, no score damage, and no raw data floating around. This page is the whole deal, in plain language.
It's a soft inquiry. Your credit score is not affected by applying — not by one application, not by five.
Your bank link is read-only. It verifies your income from actual deposits. Your credentials are never shared with the landlord — or with anyone.
The landlord sees a decision file, not your life. A scored summary — never your bank login, never your transaction history, never a raw credit report.
Everything is consented and logged. You consent to each step, and every consent is timestamped in a ledger you can ask about.
Results in minutes. Most applications complete in the same sitting they start.